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#Ghana
10
#Attendance
4
#Mobile money
2
#Payroll
2
#Rota
0
#GPS clock-in
0
#SMEs
10
#Operations
8
#Record keeping
4
#Multi-branch
2
#Lateness
1
#Branch operations
1
#Accountability
2
#Leakage
1
#Operational discipline
3
#Founders
2